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Spend your way onto the property ladder! Read this: What a smart baby! Those who think self-driving technology is pie in the sky or only for expensive luxury cars, think again. I’ve just been driving Volvo’s new XC40 SUV — or should I say it’s been driving me. This new baby off-roader — aimed at younger fashion-conscious city dwellers, creative types and yummy mummies — is about to become the smallest car on the market capable of semi-autonomous driving.

Push a button on the steering wheel, and it drives itself at speeds of up to 80 mph, thanks to sensors and cameras that read the road ahead, accelerating and braking to avoid other cars and nudging the steering wheel to stay in lane. What’s the best used car you can buy? It includes adaptive cruise control, and blind-spot alert, a system for spotting cars coming from the side and braking. Care by Volvo’ that echoes how you pay for your smartphone. Participants can change their existing car for a new one every two years and swap their car for up to two weeks a year if they fancy a sportier model for a holiday or weekend away.

To help avoid being hit from the rear, the car will also alert the car behind with flashing lights to brake, and prepare passengers for an impact by pre-tensioning the seat belts. The technology has trickled down from the larger XC90 and XC60 4x4s. There are three trim levels — Momentum, a sportier R-Design and a luxurious Inscription, as well as colour options. Inside, the car is Scandi-chic and well thought out. Loudspeakers have been removed from the side doors and put into the dashboard to free up more storage space.