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The pursuit of lucre motivates every species that recognizes a monetary system. The galactic credit standard was established on Sojourn. One tenth of a credit was called a decicred. It can be traded, sold, and purchased. And in the end, credits are only as valuable as the secrets they can buy.
The credit was a form of digital currency with cards in circulation. Although they were about the same size, credits sometimes came in different patterns or designs, most likely depending on how much they were worth. Sometime during the height of the Galactic Republic, credit chips became popular. In some places, such as the first Death Star, credits could be accessed via a debit code.